Consolidating student loans through the department of education

Depending on your situation, you will attach the supporting documentation to your application, have your physician complete Section 4 of your application, or, in some cases, submit your application without documentation.How do I demonstrate that I am totally and permanently disabled?3 – You can submit a certification from a doctor of medicine (M. O) who is licensed to practice in the United States that you are totally and permanently disabled.Your physician must certify that you are unable to engage in any substantial gainful activity by reason of a medically determinable physical or mental impairment that: ● Can be expected to result in death; ● Has lasted for a continuous period of not less than 60 months; or ● Can be expected to last for a continuous period of not less than 60 months.What should I do if I want to apply for a TPD discharge? You can do this by phone or email: Phone: 888.303.7818 Office Hours: Monday - Friday AM – PM (ET) Saturday AM – PM (ET) Sunday Closed Email: Disability [email protected] a written request to receive an application to the following address: U. Once you have told us you intend to apply or have returned a TPD application for a TPD discharge, we will take the following actions: ● First, we will provide you with the information you need to apply for a TPD discharge by sending you a TPD application.● Second, we will identify your federal student loans and/or TEACH Grant service obligation that may qualify for a TPD discharge.

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If we deny your application, you can tell the federal loan servicer to move forward with the consolidation process.

We regularly receive information from SSA identifying individuals who may qualify for TPD discharge.

If you receive SSDI or SSI benefits and your next scheduled disability review will be within 5 to 7 years from the date of your most recent SSA disability determination, and we did not contact you about a TPD discharge, you can apply and provide documentation of your SSA notice of award for SSDI, SSI benefits or a Benefits Planning Query (BPQY form 2459) stating that your next scheduled disability review will be within 5 to 7 years from the date of your most recent SSA disability determination.

If your application is denied, you can then submit an application for a consolidation loan.

If you have already submitted a consolidation loan application and it is being processed, you should contact the federal servicer that is processing your application for a consolidation loan and tell the servicer to suspend processing until after you have submitted your TPD discharge application and we have determined whether you are eligible for TPD discharge.

The terms "borrower," “you,” and “your” are used throughout this site to refer to any TPD applicant, including individuals who are applying for discharge of a Teacher Education Assistance for College and Higher Education (TEACH) Grant Program service obligation.

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